Financial Literacy That Actually Sticks

Most people leave school without knowing how to manage money, build wealth, or protect what they earn. That's a problem we're fixing.

Our program runs over six months and teaches real financial skills through practical scenarios. You'll work through budgets, investments, tax strategies, and risk management with guidance from professionals who've spent years in the field.

Next intake starts July 2026. Spaces are capped at 24 participants so everyone gets proper attention.

Financial planning session with documents and laptops

87% Participants report improved financial confidence

6 Month structured program duration

24 Maximum cohort size for quality learning

12+ Years combined mentor experience

What You'll Actually Learn

Foundation Phase

Months 1-2

We start with the basics, but not the boring kind. You'll understand cash flow, debt management, and how to build a buffer that actually works for your situation.

Personal budgeting systems that adapt to irregular income
Understanding the real cost of debt and when it makes sense
Building emergency funds without sacrificing quality of life
Tax fundamentals for Australian residents and workers

Growth & Investment

Months 3-4

Here's where things get interesting. Investment principles, superannuation strategies, property basics, and understanding market behaviour without the hype.

Index funds, ETFs, and managed funds demystified
Superannuation optimisation for different life stages
Property investment realities in the Australian market
Risk assessment and diversification strategies

Protection & Planning

Months 5-6

The unsexy stuff that saves you when things go wrong. Insurance types, estate planning basics, and creating a financial plan that evolves with you.

Insurance needs analysis and policy comparison
Wills, powers of attorney, and beneficiary planning
Long-term goal setting with realistic milestones
Building your ongoing financial review process

Who's Teaching This

Three financial professionals who've worked across banking, planning, and compliance. They know the theory, but more importantly, they've dealt with real client situations for years.

Brennan Fitzroy

Investment Advisor

Spent eight years with a major Australian bank before moving to independent advisory. Specialises in portfolio construction for people who aren't millionaires yet.

ETF Strategy Risk Management Superannuation

Saskia Lundberg

Tax Consultant

Worked in corporate tax for five years before switching to individual planning. Makes tax law comprehensible, which is harder than it sounds.

Tax Planning Deductions Compliance

Elara Taverner

Financial Planner

Certified financial planner with experience in wealth management and estate planning. Good at translating complex strategies into practical steps.

Estate Planning Insurance Goal Setting

Common Questions

Before You Start

Do I need existing financial knowledge?

No. We start from scratch. If you can read a bank statement, you're qualified. The program assumes zero background and builds from there.

What's the time commitment each week?

Three hours for the main session, plus one to two hours of reading or exercises. Some weeks are lighter, some heavier depending on the topic. Total commitment averages four to five hours weekly.

Can I join if I'm already investing?

Absolutely. Many participants have some experience but want structured knowledge. You might skip ahead on certain basics, but the cohort model means you'll still gain from peer discussion and mentor feedback on your specific situation.

During The Program

Are sessions online or in person?

Hybrid. Main sessions run in Melbourne at our Bowen Crescent location. Remote participants join via video with full access to materials and mentors. Recordings available if you miss a session.

What if I fall behind on coursework?

Life happens. You'll have access to all materials and recordings. Mentors hold catch-up sessions fortnightly. The cohort moves together, but individual pacing flexibility exists within reason.

Will I get personalised financial advice?

We provide education, not regulated financial advice. Mentors can discuss scenarios and principles but won't tell you specifically what to buy or sell. You'll learn to make those decisions yourself.

After Completion

Do I get ongoing support after the program?

Six months of alumni access includes quarterly check-ins, updated resources, and a private discussion group. After that, you're equipped to continue independently, though many stay connected informally.

What happens if my financial situation changes?

The principles you learn adapt to different circumstances. Whether you change jobs, start a business, or face unexpected costs, the framework stays relevant. That's the point of education over prescriptive advice.

July 2026 Intake Opens February

Applications open three months before start date. We review each one individually and confirm places by March. Get in touch if you want more details before applying.